Product: How it works?

Upton Finance provides a comprehensive suite of financial products tailored to meet the needs of Telegram’s vast user base, combining the advantages of decentralized finance (DeFi) with the user-friendly experience of the Telegram ecosystem.

Launch Product Now: https://t.me/uptonfi_bot

1) USDtg – Collateralized Debt Position (CDP) Stablecoin

USDtg is the primary product of Upton Finance, offering a stablecoin that is pegged to 1 USD and backed by over-collateralized mainstream assets such as BTC, ETH, and TON. It enables users to unlock liquidity from their collateralized assets without having to sell them, thus maintaining their exposure to the underlying asset’s potential growth. USDtg functions similarly to MakerDAO’s DAI, providing a flexible and reliable stablecoin for a wide range of financial applications within the Telegram ecosystem.

Key Features:

• Over-collateralized by top-tier assets on the TON blockchain.

• Provides liquidity while maintaining asset exposure.

• A stable value pegged to 1 USD with no interest attached.

2) USDton – High-Yield Stablecoin

USDton is Upton Finance’s interest-bearing stablecoin, offering users an opportunity to earn competitive yields on their idle assets. By depositing USDtg or USDT into USDton, users can receive a stable, growing income powered by CeDeFi strategies and returns from U.S. Treasury bonds. USDton provides an experience similar to sDAI, making it an attractive savings vehicle for Telegram users seeking consistent returns without sacrificing stability.

Key Features:

• Earns interest from CeDeFi strategies and U.S. Treasury returns.

• USDton price grows continuously as interest is added.

• Ideal for users seeking a high-yield savings solution within the Telegram ecosystem.

3) Telegram Mini-Games Integration

To further enhance user engagement and drive adoption, Upton Finance integrates its financial services with Telegram mini-games. With over 1.6 million active players, these games serve as an entertainment platform that seamlessly guides users into staking their on-chain assets, minting USDtg and USDton, and participating in the Upton protocol. This gamified approach boosts TVL and enhances user interaction, creating a fun and productive entry point for financial services.

Key Features:

• A gamified funnel to Upton’s financial services.

• Encourages users to stake assets and mint stablecoins directly within the game interface.

• A powerful tool for user acquisition and boosting TVL.